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It is wise to keep a certain amount of money for a surgery you can’t avoid: an accident can happen anytime. Surgical treatments such as knee surgery cost or gastric bypass surgery cost price tags, are not a small thing to pay, and it would be very disappointing to realize that you have spend everything for an operation which could be avoided by having a healthier life style, demonstrating a little bit of self discipline in consuming food, doing simple exercises, walking, jogging, working in your garden, hiking, traveling, cycling and so on. When you feel slightly depressed and have an unbearable desire to open your fridge and to make sandwiches in the middle of the night, just think that these sandwiches will make you cut off a bigger part of your stomach, moreover, you will have to pay a giant amount of money for this pleasure. So you really need to decide if you are willing to do everything you can to get the best outcome for your specific situation.